Your questionnaire responses have been reviewed and the build plan has been updated. This document tells you what we confirmed, what's changed, and exactly what we need from you before we can start building.
Here's the short version of what we know for certain based on your questionnaire.
Your answers clarified some things we'd made assumptions about in v1.0. Here's what moved in or out of scope:
The net result: the platform we're building is cleaner and faster to develop than the original plan assumed. We're a quote engine and application capture tool — we hand the completed application to the carrier and they take it from there.
These are hard stops — we physically cannot write the core of this application without them. The good news is you have all of these or can get them quickly.
These don't block us from building, but they need to be done before the platform goes live. Starting them now saves time at the finish line.
The entity isn't formed yet. That process can run parallel to our build — no reason to wait. You'll need the entity in place before you can sign carrier agreements or accept customers.
You confirmed you don't have a compliance officer or legal team in place yet. We'll include standard disclosure language in the platform, but before going live, an insurance compliance attorney needs to review the application flow, consent language, and state-specific disclosures. This is a regulated industry — don't skip this step.
Negotiations are in progress. The platform can be fully built and ready to launch before agreements are signed — but you can't go live without them. Keep that process moving.