Term life insurance that's fast, flexible, and built around your life. No medical exams for coverage up to $3M. Apply in under 10 minutes.
No spam. No sales calls. Your rate in seconds.
No doctors. No needles. No paperwork. Just honest protection for the people you love most.
Tell us about yourself — age, health, and how much coverage you need. It takes about 5 minutes and can be done entirely from your phone.
Our algorithm compares rates across top-rated carriers and finds your best match in real time. No waiting. No middlemen. Just your rate.
Once approved — often instantly — your coverage begins immediately. Your family is protected from day one. Adjust or cancel anytime.
We stripped away the complexity, the agents, and the fine print. What's left is honest, affordable protection that fits your life — not an insurance company's spreadsheet.
Rates shown for a healthy 35-year-old. Your actual rate may be lower.
Everything you need to know about Good Haven Life Insurance coverage.
No medical exam is required for coverage up to $3 million. You'll answer a short series of health questions during your application. For policies above $3M, we may request a quick, free at-home health check.
Many applicants receive instant approval. In some cases, it may take 24–48 hours if additional review is needed. Either way, coverage begins the day your policy is issued — not the day you're billed.
You can cancel any time, for any reason, with no cancellation fees. If you cancel within the first 30 days, you'll receive a full refund of any premiums paid. After that, you simply stop paying and your coverage ends.
For most families, term life is the smarter choice. It covers the years your family depends on you most — while your mortgage is active, your kids are young — at a fraction of the cost of whole life. When the term ends, so do the payments.
A common rule of thumb is 10–12× your annual income. Think about what your family would need: mortgage payments, debt, childcare, education, and an emergency fund. Our calculator above can give you a personalized estimate in seconds.
Our policies are issued and underwritten by AM Best A-rated insurance carriers. These are financially stable companies with decades of history paying claims reliably. Your family is in safe hands.